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Today's top savings rate is 4.20% offered by lendingclub, which is around seven times the current national average of 0.6% apy Grab one while you can before another potential rate cut in december. Every business day, we publish a ranking based on the highest savings account apys available that day from nationally available institutions

All savings accounts and rates in our. The fed has begun to steadily drop its benchmark interest rate 9, 2025—and that’s genuinely impressive compared to the fdic’s recorded national average of 0.40%

Explore these high apy savings accounts for december 2025, and watch your money grow faster, all with fdic insurance protection.

As of december 1, 2025, leading online banks are still offering interest rates up to 5.00% apy, but these top apys are usually limited Apys and account details are accurate as of december 8, 2025. Apys shown are current as of december 5, 2025 All other information is current as of december 1, 2025

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