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Here’s what you should know before you start shopping, including how they work, the different types available, and exactly how to go about comparing your options In this comprehensive guide, we’ll explore various aspects of annuities, including their types, benefits, potential pitfalls, and how they can be integrated with other retirement strategies. Some mistakenly believe annuities alone equal a complete retirement income plan

In reality, annuities should be only a part of comprehensive retirement planning, not the whole thing. The main objectives annuity owners seek to achieve are maximizing their income in retirement, minimizing taxation and diversifying their retirement portfolio. Annuities can play an important role in a variety of retirement planning strategies

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